Episode 91 – Father’s Day Special: Retiring as a Father and Grandfather with Matt Perrone



What does fatherhood mean to you?

How do you envision your retirement years as a father, grandad, or father figure?

In this Father’s Day special, The Retirement Solution’s Matt Perrone explains financial and life coaching considerations you must know as you address and approach retirement as a parent, grandparent, or father figure to someone.

Matt discusses:

  • Matt’s memories with his dad, and who are father-like figures to him
  • Ways retirees can spend more time with their grandchildren 
  • Common father-figure type roles people take on before or after retirement 
  • Advice for people at or near retirement who want to make a difference in their family’s or other people’s lives  
  • And more

Resources:

Connect With Matt Perrone:

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About Matt Perrone:

Matt Perrone focuses on one goal in his work — to give clients a sense of confidence by managing their life savings with the utmost care and integrity. For as long as he can remember, he has been passionate about helping others make wise financial choices. To this day, he finds his work both fun and meaningful.

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Episode 90 – Exploring The Path of Charitable RMDs & Gifting – With Shane Perry



In simple words, a charitable Required Minimum Distribution is still an RMD but the only difference is that you are also directing it to a charity.

In this episode, The Retirement Solution’s associate planner, Shane Perry sheds some light on all things charitable RMDs and gifting to help you understand its different financial components before you pass it down to your heirs and beneficiaries. 

You will learn:

  • Who can opt for an RMD and what are the new age-related updates? 
  • Rules for those considering a Qualified Charitable Distribution (QCD)
  • How to redirect an RMD to a Donor Advised Fund
  • Tax considerations around gifting and reasons why people should gift assets while alive 
  • How are families using and approaching conversations around charitable RMDs and gifting? 
  • And more!

Listen today and discover everything you need to know about charitable RMDs and gifting!

Resources:  The Retirement Solution: 888-500-5830 | Shane Perry  

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Episode 89 – Remember to Retire in Retirement – With Tom Black



A fulfilling retirement requires two things: A financial strategy you are comfortable with and a bucket list of things you can do.

Would you agree?

Today, The Retirement Solution’s president and lead financial planner, Tom Black, discusses everything you need to know about retirement and its components surrounding finances, emotions, and productivity. All this so that you can prepare ahead, fulfill your wishes, and most importantly, retire in retirement.

In this episode, you will learn:

  • The importance of building freedom in retirement to do things you want to do 
  • Why switching from saving to spending is a struggle for retirees – and how to overcome it 
  • How an income plan can ease the process of transitioning to retirement 
  • After their last paycheck: How long does the vacation-like feeling last for retirees? 
  • From traveling, volunteering, and creating new habits: Things you can do to achieve a happy, productive, and long retirement 
  • And more!

While a to-do list can be handy, tune in today and find out why retirement is all about doing the things that bring meaning to YOUR life! 

Resources: The Retirement Solution: 888-500-5830 | Tom Black 

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Episode 88 – Navigating the Path of Estate Planning Documentation – With Shane Perry



Estate planning is not only for the wealthy. Instead, it’s for anyone who wants their assets and finances to be taken care of (according to their wishes) when they pass away. 

One way to do this is through estate planning documents, and that’s exactly what Shane Perry discusses in this episode of Your Retirement Solution. Shane not only introduces the different records you may need but also sheds some light on techniques you can incorporate within your planning to easily pass assets to your beneficiaries.

In this episode, you will learn:

  • The breakdown of wills, beneficiary designations, and health care power of attorney’s as crucial estate planning documents 
  • The importance of drafting documents according to your state laws and following a consistent beneficiary format 
  • Everything you need to know about wills going into probate 
  • What are letters of intent and what is their purpose within estate planning 
  • How guardianship designations can guarantee care for children in the absence of their parents
  • And more!

Listen today, and find out how these records can help your estate planning flow as seamlessly as possible!

Resources: The Retirement Solution: 888-500-5830 |  YouTube  | Shane Perry


Episode 87 – Health, Wellness, and Fitness in Retirement – With Cindy Mueller



How do you envision your overall health and wellness in retirement?

Well, believe it or not, there are six related components you MUST be aware of.

In this episode of Your Retirement Solution, Cindy Mueller explains why physical (and intellectual), mental, emotional, social, environmental, and spiritual health are so important when thinking, envisioning, and planning for your retirement years. 

In this episode, you will learn:

  • From walking groups and dance clubs, to even puzzles and Sudoku: Why is physical and intellectual health so important in retirement?
  • How retirees can tackle mental health 
  • Things you can do to keep your emotional health on track 
  • How the pandemic has impacted retirees and their social health
  • How environmental components such as smog affect your health in retirement 
  • The truth about spiritual health in a pandemic and retirement scenario 
  • And more!

Tune in today and discover what our clients at The Retirement Solution are doing to achieve a fit and healthy retirement! 

Resources: The Retirement Solution  I (425) 558-3700 I Cindy Mueller 


Episode 86 –Risky Investments Versus Having a Plan – With Mike Whitmore



Did you know that the COVID-19 pandemic has played a huge role in the risky investment arena?

In this episode of Your Retirement Solution, Mike Whitmore discusses must-know considerations surrounding risky investments. All this while referring to the importance of building a risk-proof financial plan.

In this episode, you will learn:

  • Anything that loses value: What are risky investments 
  • Cryptocurrencies, and Mike’s own personal experience: What are some of the risky investments he has seen in his career 
  • From stimulus checks to stocks: What are some of the trends in risk markets  
  • The role of The Retirement Solution when it comes to having a plan – and how does it differ from having different investment portfolios 
  • Why is it important to build a plan and what are some of the time and cost considerations 
  • And more!

Listen in and find out everything you need to know about risky investments – and when they are appropriate for portfolios! 

Resources: The Retirement Solution  I (425) 558-3700 I Mike Whitmore 


Episode 85 – Tax Bracketology – With Matt Perrone



Believe it or not, March Madness and taxes are related – and it’s because in both you fill brackets, which leads to Matt Perrone defining this as “bracketology.”

In this episode of Your Retirement Solution, Matt explains everything you need to know about setting up the correct tax bracket for retirement. All this while highlighting what to be aware of when it comes to Roth conversions and RMD’s. 

In this episode, you will learn:

  • How to control taxes in retirement 
  • What’s a Roth conversion and how does it impact retirement-related taxes
  • The truth about potentially converting everything into a Roth 
  • Reasons why Matt believes taxes are “on sale” – and what happens if rates go up or down in the future 
  • What’s a Required Minimum Distribution (RMD) and how are they impacted by taxes and Roth conversions 
  • 70 and above: Age considerations when doing Roth conversions 
  • And more!

Adult children to older parents, family members, and everyone in between should tune in and find out how a correct tax strategy can benefit YOU in retirement! 

Resources: The Retirement Solution  I (425) 558-3700 I Matt Perrone

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Episode 84 – New Trends In Retirement – With Tyler Lively and Pete Finlon



Did you know that technology can play a huge role in benefiting your retirement years?

In this episode of Your Retirement Solution, Tyler Lively sits down with Pete Finlon. Pete explains how digital technology can positively impact the social, health, and well-being component of retirees and pre-retirees. 

In this episode, you will learn:

  • The use of cellphones and computers: Embracing technology as retirees and pre-retirees 
  • The importance of being patient: How has the older generation pivoted and adopted to working from home
  • Technology safety and password managers: How to prevent data internet breaches 
  • Playing the “what if” game: The relevance of resurrecting old hobbies
  • Tips on how to maintain a healthy and active retirement 
  • And more!

Now more than ever, tune in and find out how technology can benefit your health and social life in retirement!

Resources:  The Retirement Solution I Tyler Lively I Pete Finlon

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Episode 83 – New Law Changes – With Tom Black



We know that with every new administration, there are many changes that come into effect, and changes in law and taxes are great examples. 

In this episode, The Retirement Solution’s Tom Black discusses different law and tax changes expected to come into effect in 2021. This discussion is not to cause panic, but to promote thought-provoking thinking and learning since they will differ from the current ones. 

In this episode, you will learn: 

  • How new 2021 tax laws can potentially change the way you transfer wealth and plan for retirement 
  • What a “Step-Up In Basis” is, its role within real-estate, and why is it considered to be a “double-edged sword” 
  • How Required Minimum Distributions (RMD) are expected to change in 2021 
  • What the charitable deduction scenario is looking like in 2021 
  • The benefits of a charitable Required Minimum Distribution 

Listen today and learn potential timeframes as to when and how these tax and other laws are expected to change! 

Resources: The Retirement Solution I (888) 500-5830 I Tom Black 

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Episode 82 – Tax Return Optimization Strategies – Shane Perry



It’s no secret that we all want to save on taxes. Never to evade them, but to have confidence that we never pay more than we legally owe.

Would you agree? 

In this episode, The Retirement Solution’s Shane Perry not only reviews his career journey at the firm, but also explains different optimization strategies that are all about helping you save some cash when it comes to taxes.

In this episode, you will learn:

  • What the US tax brackets are and how they work 
  • The difference between tax deductions, tax credits, deductions, and itemizing 
  • Tips on mortgage interest to energy tax credits: popular deductions and credits
  • Strategies on Roth’s to 529 plans: How the team at The Retirement Solution can help you build and develop tax planning strategies.
  • What a Family Limited Liability Company (LLC) is and how it works 
  • And more!

Listen today and discover how these tax-related techniques can help you optimize, save, and prepare for retirement! 

Resources:The Retirement Solution I (888) 500-5830 I Shane Perry

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