Tag Archives: Roth Conversion

Episode 87 – Health, Wellness, and Fitness in Retirement – With Cindy Mueller



How do you envision your overall health and wellness in retirement?

Well, believe it or not, there are six related components you MUST be aware of.

In this episode of Your Retirement Solution, Cindy Mueller explains why physical (and intellectual), mental, emotional, social, environmental, and spiritual health are so important when thinking, envisioning, and planning for your retirement years. 

In this episode, you will learn:

  • From walking groups and dance clubs, to even puzzles and Sudoku: Why is physical and intellectual health so important in retirement?
  • How retirees can tackle mental health 
  • Things you can do to keep your emotional health on track 
  • How the pandemic has impacted retirees and their social health
  • How environmental components such as smog affect your health in retirement 
  • The truth about spiritual health in a pandemic and retirement scenario 
  • And more!

Tune in today and discover what our clients at The Retirement Solution are doing to achieve a fit and healthy retirement! 

Resources: The Retirement Solution  I (425) 558-3700 I Cindy Mueller 


Episode 86 –Risky Investments Versus Having a Plan – With Mike Whitmore



Did you know that the COVID-19 pandemic has played a huge role in the risky investment arena?

In this episode of Your Retirement Solution, Mike Whitmore discusses must-know considerations surrounding risky investments. All this while referring to the importance of building a risk-proof financial plan.

In this episode, you will learn:

  • Anything that loses value: What are risky investments 
  • Cryptocurrencies, and Mike’s own personal experience: What are some of the risky investments he has seen in his career 
  • From stimulus checks to stocks: What are some of the trends in risk markets  
  • The role of The Retirement Solution when it comes to having a plan – and how does it differ from having different investment portfolios 
  • Why is it important to build a plan and what are some of the time and cost considerations 
  • And more!

Listen in and find out everything you need to know about risky investments – and when they are appropriate for portfolios! 

Resources: The Retirement Solution  I (425) 558-3700 I Mike Whitmore 


Episode 85 – Tax Bracketology – With Matt Perrone



Believe it or not, March Madness and taxes are related – and it’s because in both you fill brackets, which leads to Matt Perrone defining this as “bracketology.”

In this episode of Your Retirement Solution, Matt explains everything you need to know about setting up the correct tax bracket for retirement. All this while highlighting what to be aware of when it comes to Roth conversions and RMD’s. 

In this episode, you will learn:

  • How to control taxes in retirement 
  • What’s a Roth conversion and how does it impact retirement-related taxes
  • The truth about potentially converting everything into a Roth 
  • Reasons why Matt believes taxes are “on sale” – and what happens if rates go up or down in the future 
  • What’s a Required Minimum Distribution (RMD) and how are they impacted by taxes and Roth conversions 
  • 70 and above: Age considerations when doing Roth conversions 
  • And more!

Adult children to older parents, family members, and everyone in between should tune in and find out how a correct tax strategy can benefit YOU in retirement! 

Resources: The Retirement Solution  I (425) 558-3700 I Matt Perrone

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Episode 84 – New Trends In Retirement – With Tyler Lively and Pete Finlon



Did you know that technology can play a huge role in benefiting your retirement years?

In this episode of Your Retirement Solution, Tyler Lively sits down with Pete Finlon. Pete explains how digital technology can positively impact the social, health, and well-being component of retirees and pre-retirees. 

In this episode, you will learn:

  • The use of cellphones and computers: Embracing technology as retirees and pre-retirees 
  • The importance of being patient: How has the older generation pivoted and adopted to working from home
  • Technology safety and password managers: How to prevent data internet breaches 
  • Playing the “what if” game: The relevance of resurrecting old hobbies
  • Tips on how to maintain a healthy and active retirement 
  • And more!

Now more than ever, tune in and find out how technology can benefit your health and social life in retirement!

Resources:  The Retirement Solution I Tyler Lively I Pete Finlon

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Episode 80 – Learning Lessons from 2020: Implementing Financial Changes in 2021 with Cindy Mueller



It’s no secret that 2020 was a year full of lessons, especially from a health and financial security point of view.

In this episode of Your Retirement Solution Podcast, CFP® and Tax Advisor, Cindy Mueller, explains how reflecting upon 2020 can help people prepare for 2021, while discussing the importance of saving for emergency and increasing retirement funds.

In this episode, you will learn the importance of:

  • 401Ks and Roth IRA’s: The importance of contributing
  • Saving young: Why you should avoid living paycheck to paycheck 
  • Fear and greed as they relate to the stock market
  • Cindy’s insight on the 2021 tax environment 
  • And more!

Tune in to discover the value of saving and ALWAYS having a systematic plan in place!

Resources:  The Retirement Solution I Cindy Mueller

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Episode 78 – Beware of Variable Annuities – With Mike Whitmore



Believe it or not, annuities have been around since Roman times.

Back then, and depending on how many battles individuals survived, they would qualify for pensions or annuities from the Roman government. 

In this episode of Your Retirement Solution Podcast, Mike Whitmore explains how variable annuities can be problematic, while also discussing ways to use them as a vehicle to invest in the market through insurance companies.

In this episode, you will learn:

  • Layers and layers of fees: The reason why you could lose money with variable annuities 
  • The role of commissions when it comes to selling variable annuities 
  • Fee comparison between regular and variable annuities 
  • What insurance companies offer clients who have variable annuities 
  • And more!

Tune in and discover why fiduciaries are your best bet when seeking help to understand the ins and outs of variable annuities!

Resources: The Retirement Solution I (425) 558-3700 I Bankrate 

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Episode 76 – Everything You Need to Know About Roth Conversions – With Matt Perrone



Join this episode of Your Retirement Solution Podcast as Matt Perrone discusses how a Roth conversion can help benefit and maximize your retirement and tax planning strategies. Matt shares his advice and explains why Roth Conversions are highly recommended, yet not something that you’re required to do.

In this episode, you will learn:

  • How you can benefit from a Roth conversion in today’s low tax rate environment
  • Matt’s insight on Roth conversions now that the income limit has disappeared
  • What a “backdoor” Roth conversion is and its tax benefits 
  • The role of the five-year rule when it comes to the 10% early IRA withdrawal
  • And more!

Tune in as Matt reveals the different purposes and functions of a Roth conversion! 

Resources: The Retirement Solution I Matt Perrone I 425-558-3700

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